1. Introduction

BanXify AG (“we”, “us”, “our”) respects your privacy and is committed to protecting your personal data. This Privacy & Cookies Notice explains how we collect, process, and safeguard information when you use our website, applications, and related services.

2. Data Controller

The responsible entity under applicable data protection law is:

Xtoniq Soft AG
Bleicherweg 10
8002 Zürich
Email: info@xtoniq.com

3. Categories of Personal Data Collected

We may collect and process the following categories of personal data:

• Identification Data: Name, title, company name, business email, and phone number.
• Usage Data: IP address, browser type, device identifiers, and log files.
• Communication Data: Any correspondence with us, including support requests.
• Preference Data: Newsletter subscriptions, marketing consents, and cookie settings.

4. Purpose and Legal Basis of Processing

We process your personal data only when permitted by law, including:

• Contractual necessity (e.g., providing requested services).
• Legal obligations (e.g., compliance with regulatory requirements).
• Legitimate interests (e.g., service improvement, fraud prevention).
• Consent (e.g., receiving newsletters or non-essential cookies).

5. Cookies and Similar Technologies

We use cookies and comparable technologies to ensure proper functionality and improve user experience:

• Strictly Necessary Cookies: Essential for site operation and security.
• Performance & Analytics Cookies: Measure website traffic and performance.
• Functional Cookies: Remember preferences and enhance usability.
• Marketing Cookies: Deliver targeted information where applicable.

You can manage or withdraw your cookie preferences at any time through your browser settings or via our Cookie Settings Tool.

6. Data Disclosure and Transfers

Your data may be disclosed to:

• Service providers acting on our behalf under data processing agreements.
• Regulators, authorities, or courts where legally required.
• Affiliated entities or partners for legitimate business purposes.

Where data is transferred outside Switzerland or the European Union/EEA, appropriate safeguards (e.g., Standard Contractual Clauses) will be applied in accordance with GDPR.

7. Data Security

We implement technical and organizational security measures in accordance with Article 32 GDPR, including encryption, access restrictions, and regular audits, to ensure confidentiality, integrity, and availability of personal data.

8. Data Retention

Personal data will be retained only as long as necessary to fulfill the purposes outlined in this notice, unless longer retention is required by applicable law.

9. Your Rights

Under GDPR and other applicable laws, you may have the following rights:

• Right of access to your personal data.
• Right to rectification, erasure, or restriction of processing.
• Right to object to processing based on legitimate interests.
• Right to data portability.
• Right to withdraw consent at any time (without affecting prior lawful processing).
• Right to lodge a complaint with a supervisory authority.

Requests to exercise these rights should be submitted to privacy@banxify.com.

10. Updates to This Notice

We reserve the right to amend this Privacy & Cookies Notice at any time to reflect changes in law, technology, or business operations. Updates will be published on this page with a revised “Last updated” date.