Please review these terms carefully.

By entering and using the website of XtoniQ Soft AG (www.xtoniq.com, hereinafter “XtoniQ”), you confirm that you have read, understood, and accepted the terms of use and legal information set out below. Your access and continued use of this site indicate your full agreement with these conditions. If you do not consent to these terms, you are not permitted to access the XtoniQ or BanXify websites.

Intellectual Property and Use of Website Content

Unless expressly stated otherwise, all content and components available on the XtoniQ website — including text, images, graphics, code, and other materials — are fully owned by XtoniQ or its licensors and are protected by copyright and other intellectual property rights.

You may view, temporarily store, download, or print this content strictly for personal and informational use, provided that the source is clearly attributed in full. Any use beyond this — including but not limited to editing, publishing, publicly displaying, or distributing the content in any form — requires prior written authorization from XtoniQ.

Downloading or copying materials from the XtoniQ website does not transfer or grant any ownership rights to software, content, or other components.

Trademarks

The XtoniQ and BanXify names and logos are protected trademarks owned by XtoniQ Soft AG. Accessing or using this website does not grant you any rights or licenses in relation to these trademarks.

No Acceptance of Legal Communications

The email addresses or contact details published on the XtoniQ website may not be used as a point of delivery for legal notices, documents, or declarations directed at XtoniQ or its staff. Any such communications sent to these addresses shall be considered invalid.

Disclaimer of Warranties

XtoniQ strives to provide accurate and up-to-date information. However, neither XtoniQ nor any third-party information provider offers any guarantees or makes any representations — whether explicit or implied — regarding the accuracy, reliability, completeness, or timeliness of the information published on this website.

All warranties or assurances, whether statutory, express, or implied, are expressly disclaimed. The content provided on this site is for general informational purposes only, is not intended for commercial reuse, and may be modified or removed at any time without notice.

Limitation of Liability

To the maximum extent permitted by applicable law, XtoniQ accepts no responsibility or liability for any damages or losses — whether direct, indirect, incidental, consequential, or otherwise — arising out of or in connection with your access to, use of, or inability to use the XtoniQ website or any of its elements.

Third-Party Links

This website may contain links or references to external third-party websites. XtoniQ does not control, verify, or endorse the content of such external sites and assumes no liability for any information, products, or services provided through them.

Governing Law and Jurisdiction

These terms shall be governed by and interpreted in accordance with the laws of Switzerland, excluding its conflict-of-law rules. Any disputes arising from or relating to these terms will be submitted to the exclusive jurisdiction of the courts located in Zurich, Switzerland.